Legal information
Terms of Use
Effective date: January 1, 2025
1. Agreement
By using Qarnivelle Finance, you agree to these terms and applicable law. If you do not agree, do not use the service.
2. Educational purpose
Our courses provide general education and examples. They are not financial, investment, tax, legal, accounting, or insurance advice, and no result is guaranteed.
3. Catalog and access
Course descriptions, prices, formats, and availability are presented for information and may change. Access rights are personal, limited, and may not be resold, copied, or shared.
4. Payment and static demonstration
The supplied static experience does not process payment or create a real enrollment. Any future transaction would be governed by terms shown at the time of purchase.
5. Intellectual property
Qarnivelle Finance owns or licenses the text, curriculum structure, branding, and interface. You may use purchased educational materials for personal learning but may not reproduce or commercially distribute them.
6. Acceptable use
Do not interfere with the website, attempt unauthorized access, misuse contact channels, impersonate another person, or use the content to make deceptive claims.
7. Disclaimers and liability
The service is provided on an as-available basis. To the extent permitted by law, Qarnivelle Finance is not responsible for decisions made solely from general educational content or for indirect losses.
8. Changes and contact
We may revise these terms by updating the effective date. Questions can be sent to [email protected].